Pelan Takafulink

The truth about life is that needs change with time. And as needs change, so do priorities. The problem is getting your financial arrangements to change in response to life's changing priorities. Prudential BSN's (PruBSN) Takafulink Plan is a Shariah-compliant investment-linked family Takaful plan that is designed to overcome life's uncertainties by putting you in control of your life with total flexibility. By adhering to the values you believe in, it also puts you in control of your way of life.

How Does the Takafulink Plan Work for Me?

For Your Protection

We'll help you plan the level of protection suitable for you by guiding you through all elements of the Takafulink plan.

Basic Benefits Death

The sum covered and the remaining value in Participant's Unit Account (PUA)* and Individual Special Account (ISA)** will be paid should death occur.

*PUA is the account where units are allocated, depending on the amount of linked contribution paid.

**ISA is the account where supplementary benefit contributions are allocated.

Total and Permanent Disability (TPD)

The sum covered will be paid should TPD occur before the age of 60 while the units in your PUA and the value in your ISA will remain in your account.

Optional & Supplementary Benefits

Accidental Death and Disablement, Accidental Medical Reimbursement

Provides accident benefits to supplement your main protection plan.

Medical Cover

Provides fixed cash payments for Hospitalisation Assistance, Intensive Care Assistance and Surgical Procedure Assistance, in the event of hospitalisation due to illness or injury.

Major Medical Cover

Provides medical cover for Hospital and Surgical and Outpatient Treatment Benefits in the event of hospitalisation or out-patient treatment due to illness or injury. This also includes Emergency Medical Assistance.

Hospital Benefit

Provides daily cash assistance in the event of hospitalisation.

Disability Provider, Crisis Cover Income

Provides annual payable benefit in the event of TPD or critical illness before age 60.

Crisis Shield

Provides protection against a critical illness, ready for when you need it most.

Weekly Indemnity

Provide weekly cash assistance if a participant becomes temporarily disabled due to accidents.

Contributor

Pays an annual benefit in the event of critical illness. Payment will cease upon death of participant.

Spouse or Parent Contributor

In the event of death, TPD before age 60 or diagnosis of critical illness on the spouse or parent of participant, the benefit will assist the participant with future contributions to the Takaful plan. Payment of annual benefit will cease upon death of participant or upon reaching age 60.